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XIRR Calculator
Calculate Extended Internal Rate of Return for irregular cash flows
Note: Enter investment amounts as negative values and returns as positive values.
XIRR measures the annualized return considering the exact timing of cash flows.
Results
Your investment growth analysis
Extended Internal Rate of Return (XIRR) Calculator
Calculate the annualized return on investments with irregular cash flows and timing.
Purpose
XIRR is essential for calculating returns when you make multiple investments or withdrawals at different times, which is common in real-world investing scenarios such as SIPs, real estate, or private equity investments.
Formula
Where Pi is the cash flow (positive for investments, negative for withdrawals), di is the date of the cash flow, d0 is the first date, and r is the rate of return. XIRR accounts for the actual timing of each cash flow.
Example
If you invested ₹50,000 on Jan 1, another ₹30,000 on Apr 15, and received ₹95,000 on Dec 31, XIRR would calculate your annualized return considering these specific dates.
Use Cases
- Evaluating SIP investments in mutual funds
- Analyzing returns from real estate investments with irregular maintenance costs and rental income
- Calculating returns on private equity investments with multiple capital calls
- Assessing portfolio performance with periodic additions or withdrawals